Ford spent lots of time and money on the XF.
The crank seal (block), IN 1985 and again in 1987,
the rings (on 4.1 only),
the ignition
the EFI cam,
the head,
the valves,
the carb,
the EFI calibration and EEC based ECM,
the ventilation,
the firewall,
the electonics,
the steering column
the tilt seating on Fairmonts upwards
the emissions systems
the wider ratio gear boxes
the later option of the T5 in 4.1's
the engine/body specific exhast modifications
the elimination of P-metric tyres and wheels on Ghia and LTD's
The whole turret of the XF sedan was different in that the fold down back seat and air box behind the fire wall was different. Internally, the XF got the new head, ignition, electronics and cam profiles, special noise reducing flywheels and exhast for the wagons, sound deadening packages to stop the drones of the noisy XD/XE body, and a bunch of emissions control mods. The EFI was a very quick car in manual form, 16.4 seconds, verses 16.9 for the XE.
The XF Ute had a bunch of running changes which lasted until 1993, when the ute finally got the XG revision. Basically, the XF lasted from October 1985 to March 1993.