It was a "stock" single row chain...Melling, or whomever supplies OReilleys. Like you say, don't know why something like that wouldn't have happened right away. As far as the cam bolt--I guess anything is possible, but doesn't seem likely to me. I double and triple check everything, it was torqued to specs, etc. If you can imagine a bad belt screech, that's what it sounds like...not something wobbling or banging. I'm running some Marvel Oil today, and it seemed like it took much longer for the sound to appear. In fact, I let it idle for about 10 minutes with no noise, than gave some gas and the noise started again, remaining even when going back to idle.